Who We Are
Business
The model changes by market. The purpose does not: more possibility for people who work.
What we do
Vehicles for drivers who work.
HAKKI GROUP delivers mobility finance to ride-hailing drivers across Kenya, South Africa, India, and Thailand. The contract model is tailored to each market. The commitment is the same: systems where people who work with integrity can move forward.
Work that leaves little formal credit history is easy for traditional finance to overlook. We turn alternative data from ride-hailing apps — trips, earnings, patterns of work — into usable credit, and support drivers through fleet management so access can last.
Where formal jobs are scarce, a path that doesn’t depend on credentials can be a rare open door. Ride-hailing is one of those paths. Expanding access to vehicles expands the means to earn — and multiplies possibility.
Markets
Four markets, four models
Regulation and demand differ by market — so the contract does too. What we put in drivers’ hands stays the same: a vehicle for work.
Kenya
Asset Finance
Asset finance on installment terms — so drivers can earn their way toward owning the vehicle they drive.
Kenya Licensed : No. 1521445
Kenya site →
South Africa
Operating Lease
One of the countries with the highest unemployment in the world. Operating leases put a usable vehicle first — expanding the chance to work.
India
Fleet management
End-to-end support for drivers, from vehicle management to maintenance. Income is shared according to how they work.
Thailand
Hire Purchase
From work to building assets. One of the fastest-growing ride-hailing markets — creating opportunity for as many people as possible.
How it works
Underwrite with data. Support on the ground.
Proprietary scoring turns hard-to-see work into credit. Local fleet operations keep utilization and repayment supported day to day.
Technology and on-the-ground execution — both are required for access that is fair and built to last.