HAKKI

Making more possible

Building credit that opens possibility for people who work.

Impact

Impact Report 2025

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Who We Are

Making more possible

In the Global South, where formal credit is scarce, we turn work into opportunity — through mobility finance and systems that reward integrity.

Leadership

Leadership team

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  • REIJI KOBAYASHI

    REIJI KOBAYASHI

    Co-Founder/CEO

  • KOJI TOKIDA

    KOJI TOKIDA

    Co-Founder/COO

  • TOMOYUKI

    TOMOYUKI

    Group CFO

  • KENJI GODO

    KENJI GODO

    Group CAO

  • YUMEKA ABE

    YUMEKA ABE

    Group Corporate Planning

  • KIYOSHI HAYANO

    KIYOSHI HAYANO

    Full-time Statutory Auditor

  • ANNA AOKI

    ANNA AOKI

    Country Manager

  • MACHA SHINZAKI

    MACHA SHINZAKI

    Director

Award / Media

Recognition

ICC Summit FUKUOKA 2025 Catapult Grand Prix — Winner
  • Forbes Japan: 100 People of Hope
  • Impact Challenge of the Year 2025 — Winner
  • ICC Summit FUKUOKA 2025 Catapult Grand Prix — Winner
  • UNDP Youth Co:Lab U-35 Outstanding Entrepreneur
  • Tokyo Financial Award — Governor’s Special Prize
  • Japan SDGs Award — Minister for Foreign Affairs Award
  • FSA pitch award
  • Fintech Japan 2021 — Winner
  • IVS LaunchPad Nasu — 4th place
  • TechCrunch Tokyo 2021 Finalist
  • SMBC pitch — Grand Prix
  • Startup GoGo! — Winner
  • Covered by Nikkei, Asahi Shimbun, NHK World, TV Tokyo WBS, NHK Ohayo Nippon, and more
  • Forbes Japan
  • Business Insider
  • Japan SDGs Award
  • IVS
  • TechCrunch
  • Nikkei
  • Financial Services Agency / FIN/SUM
  • THE BRIDGE
  • World Business Satellite